I join all those who have had to deal with the horrible, unethical, sneaky and vicious Victoria's Secret Card Services. Truly a bundle of joy.Had to block their phone calls and change my number.
I owe several hundred, had a good history, but went through a bad bad time. They put me on a "hardship program" and because of certain reasons I could pay the amount but not on the date (they are more concerned that you get the date right than they are about the money) so they "punished" me by taking me off the program. Now when I tell them I can only pay such and such, they say well, that will end up with the late fees. Then I give them nothing because of that and they trick me into doubling the amount.
It comes to several hundred total.
I have to pay it out in allotments of $15 for reasons I won't go into. I don't have this trouble with anyone else.